It seems worth it to me. 1) I never know when I may come across a gun in the used gun case of my LGS or pawn shop. Having that permit makes the buying process a lot quicker and smoother. 2) I tend to think that a CCW carries some weight with traffic cops. When they pull your file and see the CCW flag they automatically know that you have already been vetted which I suspect puts them a little more at ease. Between the CCW and being polite, I've gotten off with way more verbal warnings than I've gotten tickets.